The loan approval process is one of the more complex parts of the mortgage process, with many different parties involved. When you are searching for a mortgage, you will need to provide information that shows that you are a responsible borrower with a good credit history and the ability to make the monthly mortgage payments…
Category: Finance
Insurance, And When to Get It
Insurance is something everyone will likely need at some point in their life, so it makes sense to understand how to get the best deal. But what is the best deal? The short answer is you should shop around. When you choose a plan, make sure you find out how much you will be paying…
Investing 101: Knowing Different Types of Investments
The stock market has been incredibly volatile this year, so you might be thinking about putting your investments in safe instruments like bonds or cash. But experts say that these are not the best places to put your money. And experts warn that cash can lose its value over time, which is why keeping money…
How’s Your Financial Health?
It is no secret that there is a lot of debt in the world. This debt is owed by individuals, companies, and even governments. Many people are living paycheck to paycheck and don’t have any emergency savings. Some people don’t even realize they are in a hole and are surprised when their car breaks down….
Vacation on a Tight Budget | Money-Saving Hacks
We all need a vacation once in a while, given that we work hard every day. But there is the money issue. With our budgets stretched so thin, how can we enjoy traveling? Is it possible to take a trip when broke? There are incredible ways to see the world even when we are short…
Tips on How to Reduce Expenditure on Your Car
The idea of owning a car is an exciting one. I bought my first car while still in college, and to this date, it is one of my proudest moments. I would drive my first car to every place and carry friends and family. Some of my friends went for the more ‘singular’ route and…
Retirement Planning
Retirement is something that we all wish for. Whenever the topic of retirement comes up, we imagine ourselves on a beach somewhere sipping on cocktails on a warm sunny day or playing sport at a country club. The reason why we fantasize about retirement is that we are forced to start work early. An adult…
Is Bitcoin Investment Worthwhile?
I have always wondered whether it’s prudent to invest in digital currency such as bitcoin. This is because of the divided and equally convincing opinions by both proponents and opponents. To some, bitcoin is a market-disrupting liberation, but to others, a volatile creation and they are seeking to invest in Bitcoin for the long term…